Do you have to report to the Centrale Bank?

Seven questions. Nothing is sent anywhere — the answer is worked out in your browser, and you decide whether to send it to me.

It is an indication, not a determination. But it will tell you whether this is something you need to look at, and which route is likely to cost you less.

01Is the company registered with the Chamber of Commerce of Aruba?

Yes In progress No — foreign entity

02What type of entity is it?

N.V. V.B.A. A.V.V. Sole proprietorship Foundation Branch of a foreign company Other

03Does the company hold bank accounts outside Aruba?

Yes No Not sure

04Does it make payments to suppliers, lenders or affiliates abroad?

Yes, regularly Occasionally No

05Is the company filing monthly with the Centrale Bank today?

Yes, every month Irregularly No Don’t know

06Roughly how much moved through those accounts last year — in and out, added together?

Under 500k 500k – 1m 1m – 5m Over 5m Not sure

Gross movement, not the closing balance — every payment in and every payment out. This is where most companies underestimate.

07And what do those accounts typically hold, combined?

Under 250k 250k – 1m 1m – 5m Over 5m Not sure

Answer questions 3 to 7 for a result.

Assessment Indicative only — not a formal determination

Whatever the result, the next step is the same: an annual determination that settles it in writing. Send this summary with your enquiry and I will pick it up from here.

Email it to me

What this can tell you

Roughly where you sit: whether a filing obligation is likely, whether periods may be outstanding, and whether monthly reporting or per-transaction applications suit your pattern better.

What it cannot

Settle it. The threshold test turns on figures measured a particular way, and a position you can rely on has to be established in writing. That is what the determination does.

If you would rather just ask

Most questions take one short conversation.